{"id":1063,"date":"2022-04-14T16:35:20","date_gmt":"2022-04-14T14:35:20","guid":{"rendered":"https:\/\/impact-fe.ch\/?page_id=1063"},"modified":"2022-08-09T13:52:56","modified_gmt":"2022-08-09T11:52:56","slug":"votre-situation-en-matiere-de-planification-patrimoniale-2","status":"publish","type":"page","link":"https:\/\/dev.impact-fe.ch\/wp2\/votre-situation-en-matiere-de-planification-patrimoniale-2\/","title":{"rendered":"Vos situation en mati\u00e8re de planification patrimoniale"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/retraite-changement-emploi-projet-impact.png&#8221; height=&#8221;370px&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Raleway||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;36px&#8221; background_color=&#8221;#9eada3&#8243; width=&#8221;500px&#8221; width_tablet=&#8221;500px&#8221; width_phone=&#8221;280px&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;500px&#8221; max_width_tablet=&#8221;500px&#8221; max_width_phone=&#8221;280px&#8221; max_width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;right&#8221; custom_margin=&#8221;50px||||false|false&#8221; custom_padding=&#8221;20px||15px||false|false&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;24px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Votre Situation<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|50px|50px|50px|false|false&#8221; custom_padding_tablet=&#8221;|50px|0px|50px|false|false&#8221; custom_padding_phone=&#8221;|50px|0px|50px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<span><span><a href=\"https:\/\/dev.impact-fe.ch\/wp2\/\">Accueil<\/a><\/span><\/span>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|50px|50px|50px|false|false&#8221; custom_padding_tablet=&#8221;||50px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#817e7c&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; header_font=&#8221;Raleway|700|||||||&#8221; header_text_color=&#8221;#9eada3&#8243; header_2_font=&#8221;Raleway|700|||||||&#8221; header_2_text_color=&#8221;#9eada3&#8243; header_2_font_size=&#8221;30px&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.4em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;24px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Quelle est votre situation ? Quels sont vos projets ?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#817e7c&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.3em&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.4em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Que les circonstances de la vie soient choisies ou subies, bien g\u00e9rer l\u2019organisation de son patrimoine requiert g\u00e9n\u00e9ralement l\u2019int\u00e9gration et la compr\u00e9hension de plusieurs domaines d\u2019expertises, en particulier lors de changements importants, tels la prise de la retraite, la perte d\u2019un emploi, le passage \u00e0 l\u2019ind\u00e9pendance ou tout autre \u00e9v\u00e9nement marquant un cycle de vie.<\/p>\n<p>Une des forces d\u2019Impact Financial Engineering est de se reconna\u00eetre avant tout comme <strong>int\u00e9grateurs de comp\u00e9tences<\/strong> entre de nombreuses sp\u00e9cialit\u00e9s.<\/p>\n<p>Notre mission est de mettre nos aptitudes \u00e0 votre service pour vous assurer une approche exhaustive sur l\u2019ensemble des enjeux mat\u00e9riels, vous assurant \u00e9coute, compr\u00e9hension et mise en \u0153uvre harmonieuse des recommandations.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;scrollToParticulier&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|50px|100px|50px|false|false&#8221; custom_padding_tablet=&#8221;||50px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;#scrollretraite&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Raleway||||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#3c3c3c&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;60px||50px||false|false&#8221; custom_padding_tablet=&#8221;60px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||30px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;#scrollretraite&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Retraite<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;#scrollperteouchangementdemploi&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_letter_spacing=&#8221;-1px&#8221; header_2_font=&#8221;Raleway||||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#3c3c3c&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;60px||50px||false|false&#8221; custom_padding_tablet=&#8221;60px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||30px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;#scrollperteouchangementdemploi&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_letter_spacing_tablet=&#8221;-1px&#8221; text_letter_spacing_phone=&#8221;0px&#8221; text_letter_spacing_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Perte ou changement d\u2019emploi<\/h2>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Raleway||||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#3c3c3c&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;60px||50px||false|false&#8221; custom_padding_tablet=&#8221;60px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||30px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;#scrollperteouchangementdemploimobile&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Perte ou changement d\u2019emploi<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;#scrolljaidautresprojets&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Raleway||||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#3c3c3c&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;60px||50px||false|false&#8221; custom_padding_tablet=&#8221;60px||50px||false|false&#8221; custom_padding_phone=&#8221;40px||30px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;#scrolljaidautresprojets&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Nouveau projet<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;scrollretraite&#8221; 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text_text_color=&#8221;#817e7c&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; header_font=&#8221;Raleway|700|||||||&#8221; header_text_color=&#8221;#9eada3&#8243; header_2_font=&#8221;Raleway|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#9eada3&#8243; header_2_font_size=&#8221;30px&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#9eada3&#8243; header_3_font_size=&#8221;30px&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.4em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;24px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Je veux pr\u00e9parer ma retraite<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/retraite-finance-impact-fe.png&#8221; alt=&#8221;conseil en planification de la retraite&#8221; title_text=&#8221;conseil en planification de la retraite&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;500px&#8221; max_width=&#8221;100%&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; ul_line_height=&#8221;1.4em&#8221; background_image=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Nos-domaines-dexpertise-fond.png&#8221; width=&#8221;700px&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;background-size: 70%;||background-position: center center;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>C\u2019est un fait, la g\u00e9n\u00e9ration du baby boom n\u2019est pas r\u00e9ceptive \u00e0 la connotation n\u00e9gative du mot \u00ab retraite \u00bb, bien au contraire ! Il s\u2019agit bien d\u2019une nouvelle phase de vie o\u00f9 l\u2019on souhaite retrouver la libert\u00e9 de ses vingt ans tout en disposant du confort mat\u00e9riel de la soixantaine.<\/p>\n<p>&nbsp;<\/p>\n<p>Bien structurer l\u2019ensemble de son patrimoine le plus en amont possible est donc crucial pour profiter en toute s\u00e9r\u00e9nit\u00e9 de cette nouvelle vie, \u00e9tant donn\u00e9 la diminution des revenus \u00e0 laquelle il faut s\u2019attendre, alors que paradoxalement la fiscalit\u00e9 pourrait s\u2019alourdir.<\/p>\n<p>&nbsp;<\/p>\n<p>Les questions sont nombreuses :<\/p>\n<ul>\n<li>Proc\u00e9der \u00e0 des rachats de pr\u00e9voyance ?<\/li>\n<li>Opter pour la rente ou le capital LPP ?<\/li>\n<li>Conna\u00eetre mes futures rentes (LPP, AVS, rentes de l\u2019\u00e9tranger, autres rentes) ?<\/li>\n<li>Se pr\u00e9server contre les baisses du taux de conversion ?<\/li>\n<li>Assurer la ma\u00eetrise de mon budget retraite ?<\/li>\n<li>Rembourser ma dette hypoth\u00e9caire ?<\/li>\n<li>Mettre ma maison en vente ?<\/li>\n<li>Pouvoir encore soutenir mes enfants ?<\/li>\n<li>Comment s\u00e9lectionner la meilleure strat\u00e9gie de placement ?<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_tablet=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_phone=&#8221;|25px||25px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>L\u2019approche d\u2019Impact Financial Engineering<\/strong> &#8211; Parce que chaque cas est unique et les d\u00e9marches \u00e0 entreprendre nombreuses, nous prenons en charge l\u2019ensemble des enjeux financiers. Nous vous proposons une approche qui met en harmonie les \u00e9l\u00e9ments de votre patrimoine avec vos projets de vie, tout en vous soumettant les recommandations les plus appropri\u00e9es \u00e0 votre situation personnelle en quantifiant leur impact financier, dans le respect des r\u00e8gles propres \u00e0 votre caisse de pension.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|off&#8221; module_id=&#8221;scrollperteouchangementdemploi&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|50px|100px|50px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px|100px|50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; ul_line_height=&#8221;1.4em&#8221; background_image=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Nos-domaines-dexpertise-fond.png&#8221; width=&#8221;700px&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;background-size: 70%;||background-position: center center;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Si la perte d\u2019un emploi \u00e9tait une exception il y a 30 ans, c\u2019est aujourd\u2019hui un \u00e9v\u00e9nement auquel toute personne peut \u00eatre confront\u00e9e au cours de sa vie professionnelle.<\/p>\n<p>Au-del\u00e0 du choc \u00e9motionnel que cette situation peut provoquer se posent de nombreuses questions d\u2019ordre mat\u00e9riel :<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Comment vais-je assurer mon train de vie ?<\/li>\n<li>Quelle est ma marge de man\u0153uvre pour me repositionner en termes de salaire ?<\/li>\n<li>Puis-je acc\u00e9der \u00e0 l\u2019ind\u00e9pendance ?<\/li>\n<li>Puis-je prendre une retraite anticip\u00e9e ?<\/li>\n<li>Que faire de mon deuxi\u00e8me pilier ?<\/li>\n<li>Comment organiser mes comptes de libre passage ?<\/li>\n<li>Que contr\u00f4ler dans la caisse de pension de mon nouvel employeur ?<\/li>\n<li>Indemnit\u00e9 de d\u00e9part : quels impacts sur mes imp\u00f4ts et mes droits envers le ch\u00f4mage ?<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#817e7c&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; header_font=&#8221;Raleway|700|||||||&#8221; header_text_color=&#8221;#9eada3&#8243; header_2_font=&#8221;Raleway|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#9eada3&#8243; header_2_font_size=&#8221;30px&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#9eada3&#8243; header_3_font_size=&#8221;30px&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.4em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;24px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>J\u2019ai perdu ou je change d\u2019emploi<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2021\/10\/Transition.jpg&#8221; alt=&#8221;conseil financier et fiscal en cas de licenciement ou perte d&#8217;emploi&#8221; title_text=&#8221;conseil financier et fiscal en cas de licenciement ou perte d&#8217;emploi&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;500px&#8221; max_width=&#8221;100%&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_tablet=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_phone=&#8221;|25px||25px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>L\u2019approche d\u2019Impact Financial Engineering<\/strong> &#8211; Nous proposons une prise en charge syst\u00e9matique pour vous aider \u00e0 prendre les meilleures d\u00e9cisions \u00e0 court, puis \u00e0 moyen termes. Nous \u00e9laborons une vision strat\u00e9gique de votre avenir, en vous aidant \u00e0 dresser votre bilan patrimonial et \u00e9tudions ensemble vos projets futurs et les \u00e9ventuelles nouvelles sources de revenus. Cette d\u00e9marche s&#8217;inscrit dans une approche tr\u00e8s p\u00e9dagogique, vous rappelant les fondamentaux des assurances sociales suisses, les conditions (notamment fiscales) de vos \u00e9ventuelles indemnit\u00e9s de d\u00e9part, les r\u00e8gles \u00e0 respecter et les \u00e9cueils \u00e0 \u00e9viter en cas d\u2019ouverture de comptes de libre-passage. Nous analyserons \u00e9galement la possibilit\u00e9 de rester affili\u00e9 \u00e0 la LPP ou de retirer de mani\u00e8re anticip\u00e9e vos avoirs de pr\u00e9voyance et ses cons\u00e9quences et conclurons sur la bonne d\u00e9finition de votre profil de gestion.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|on&#8221; module_id=&#8221;scrollperteouchangementdemploimobile&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|50px|100px|50px|false|false&#8221; custom_padding_tablet=&#8221;20px|50px|100px|50px|false|false&#8221; custom_padding_phone=&#8221;0px||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px|100px|50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#817e7c&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; header_font=&#8221;Raleway|700|||||||&#8221; header_text_color=&#8221;#9eada3&#8243; header_2_font=&#8221;Raleway|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#9eada3&#8243; header_2_font_size=&#8221;30px&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#9eada3&#8243; header_3_font_size=&#8221;30px&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.4em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;24px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; header_2_font_size_tablet=&#8221;24px&#8221; header_2_font_size_phone=&#8221;18px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>J\u2019ai perdu ou je change d\u2019emploi<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2021\/10\/Transition.jpg&#8221; alt=&#8221;Transition-finance-impact&#8221; title_text=&#8221;Transition-finance-impact&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;500px&#8221; max_width=&#8221;100%&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; ul_line_height=&#8221;1.4em&#8221; background_image=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Nos-domaines-dexpertise-fond.png&#8221; width=&#8221;700px&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;background-size: 70%;||background-position: center center;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Si la perte d\u2019un emploi \u00e9tait une exception il y a 30 ans, c\u2019est aujourd\u2019hui un \u00e9v\u00e9nement auquel toute personne peut \u00eatre confront\u00e9e au cours de sa vie professionnelle.<\/p>\n<p>Au-del\u00e0 du choc \u00e9motionnel que cette situation peut provoquer se posent de nombreuses questions d\u2019ordre mat\u00e9riel :<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Comment vais-je assurer mon train de vie ?<\/li>\n<li>Quelle est ma marge de man\u0153uvre pour me repositionner en termes de salaire ?<\/li>\n<li>Puis-je acc\u00e9der \u00e0 l\u2019ind\u00e9pendance ?<\/li>\n<li>Puis-je prendre une retraite anticip\u00e9e ?<\/li>\n<li>Que faire de mon deuxi\u00e8me pilier ?<\/li>\n<li>Comment organiser mes comptes de libre passage ?<\/li>\n<li>Que contr\u00f4ler dans la caisse de pension de son nouvel employeur ?<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; background_color=&#8221;#9eada3&#8243; custom_padding=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_tablet=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_phone=&#8221;|25px||25px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>L\u2019approche d\u2019Impact Financial Engineering<\/strong> &#8211; Nous proposons une prise en charge syst\u00e9matique pour vous aider \u00e0 prendre les meilleures d\u00e9cisions \u00e0 court puis \u00e0 moyen terme. Nous \u00e9laborons une vision plus strat\u00e9gique de votre avenir. Nous vous aidons \u00e0 construire un bilan patrimonial et \u00e9tudions ensemble vos projets futurs et les \u00e9ventuelles nouvelles sources de revenus. Nous inscrivons cette d\u00e9marche dans une approche tr\u00e8s p\u00e9dagogique, vous rappelant les principes de base des assurances sociales suisses, les conditions (notamment fiscales) de vos \u00e9ventuelles indemnit\u00e9s de d\u00e9part, les r\u00e8gles \u00e0 respecter et les \u00e9cueils \u00e0 \u00e9viter en cas d\u2019ouverture de comptes de libre-passage, la possibilit\u00e9 de rester affili\u00e9 \u00e0 la LPP, les possibilit\u00e9s de retraits anticip\u00e9s des avoirs de pr\u00e9voyance et leurs cons\u00e9quences, la bonne d\u00e9finition de votre profil de gestion, etc.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;scrolljaidautresprojets&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px|50px|100px|50px|false|false&#8221; custom_padding_tablet=&#8221;20px|50px|100px|50px|false|false&#8221; custom_padding_phone=&#8221;0px||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px|100px|50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#817e7c&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.3em&#8221; header_font=&#8221;Raleway|700|||||||&#8221; header_text_color=&#8221;#9eada3&#8243; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>J\u2019ai d\u2019autres projets<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2021\/10\/Projets.jpg&#8221; alt=&#8221;conseil finance, d\u00e9fiscalisation, \u00e9conomies d&#8217;imp\u00f4ts, planification patrimoine&#8221; title_text=&#8221;conseil finance, d\u00e9fiscalisation, \u00e9conomies d&#8217;imp\u00f4ts, planification patrimoine&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;500px&#8221; max_width=&#8221;100%&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; ul_line_height=&#8221;1.4em&#8221; background_image=&#8221;https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Nos-domaines-dexpertise-fond.png&#8221; width=&#8221;700px&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;background-size: 70%;||background-position: center center;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u00ab L\u2019argent est un bon serviteur mais un mauvais ma\u00eetre \u00bb.<\/p>\n<p>Tout virage important dans votre vie a de meilleures chances de r\u00e9ussite s\u2019il est accompagn\u00e9 d\u2019une analyse exhaustive de votre situation mat\u00e9rielle pr\u00e9sente et future.<\/p>\n<p>Encore faut-il ma\u00eetriser toutes les dimensions qui ont un impact sur votre situation financi\u00e8re, afin de s\u2019assurer que l\u2019on dispose d\u2019un serviteur r\u00e9ellement fiable.<\/p>\n<p>Bien entendu, ceci commence par la r\u00e9mun\u00e9ration li\u00e9e \u00e0 votre activit\u00e9 professionnelle et vos autres sources de revenus, mais il y a \u00e9galement :<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>vos dettes et vos risques de refinancement,<\/li>\n<li>votre pr\u00e9voyance,<\/li>\n<li>votre situation fiscale actuelle et future,<\/li>\n<li>votre \u00e2ge,<\/li>\n<li>votre sant\u00e9,<\/li>\n<li>la structure de vos placements,<\/li>\n<li>votre capacit\u00e9 \u00e0 assumer des risques,<\/li>\n<li>la composition de votre patrimoine immobilier,<\/li>\n<li>votre r\u00e9gime matrimonial,<\/li>\n<li>votre lieu de r\u00e9sidence actuel et futur,<\/li>\n<li>votre situation familiale,<\/li>\n<li>vos souhaits en mati\u00e8re de planification successorale, la sant\u00e9 de l\u2019entreprise qui vous emploie ou dont vous \u00eates actionnaire, etc.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; 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text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>L\u2019approche d\u2019Impact Financial Engineering<\/strong> &#8211; notre d\u00e9marche, tr\u00e8s rigoureuse, est conduite en \u00e9troite collaboration avec vous. Elle est orient\u00e9e sur une bonne compr\u00e9hension de vos d\u00e9sirs et de vos objectifs, afin de pouvoir les traduire en estimations chiffr\u00e9es. C\u2019est ainsi que chaque d\u00e9cision d\u2019importance sera inscrite dans le contexte de votre situation mat\u00e9rielle globale. Car ce n\u2019est que de cette fa\u00e7on que vous pourrez faire des choix optimaux, dont nous pourrons mesurer l\u2019impact \u00e0 long terme sur l\u2019ensemble de votre patrimoine.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; custom_padding_tablet=&#8221;|0px||0px|false|false&#8221; custom_padding_phone=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;btnHrefC&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; background_color=&#8221;#5f8c2a&#8221; text_orientation=&#8221;center&#8221; width=&#8221;300px&#8221; width_tablet=&#8221;300px&#8221; width_phone=&#8221;300px&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;300px&#8221; max_width_tablet=&#8221;300px&#8221; max_width_phone=&#8221;300px&#8221; max_width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_tablet=&#8221;25px|50px|25px|50px|false|false&#8221; custom_padding_phone=&#8221;|25px||25px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMjIifX0=@&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;right&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"\/etude-de-cas\/\" title=\"\u00c9tudes de cas\">\u00c9tudes de cas<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; background_color=&#8221;#9eada3&#8243; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px|50px|0px|50px|false|false&#8221; custom_padding_tablet=&#8221;0px|50px|0px|50px|false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; global_module=&#8221;1279&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.13.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;1170px&#8221; max_width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;26px&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;25px||25px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Entretien d\u00e9couverte offert &amp; sans engagement<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;&#8221; content_phone=&#8221;<\/p>\n<p><img class=%22wp-image-1374 alignnone size-full%22 src=%22https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/telephone-impact-fe.png%22 alt=%22telephone-impact-fe%22 width=%2225%22 height=%2225%22 \/> +41(0)22 552 05 02<\/p>\n<p>&#8221; content_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;3em&#8221; text_orientation=&#8221;center&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;tel:+41(0)22%20552 05 02&#8243; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1374 alignnone size-full\" src=\"https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/telephone-impact-fe.png\" alt=\"telephone-impact-fe\" width=\"30\" height=\"30\" \/>\u00a0+41(0)22 552 05 02<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.13.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;btnHrefC&#8221; _builder_version=&#8221;4.13.1&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;25px&#8221; background_color=&#8221;#5f8c2a&#8221; text_orientation=&#8221;center&#8221; width=&#8221;300px&#8221; max_width=&#8221;300px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;25px|50px|25px|50px|false|false&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEyMzUifX0=@&#8221; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a title=\"Nous contacter\" href=\"\/impact-financial-engineering-contact\/\">Nous contacter<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Votre Situation<span><span><a href=\"https:\/\/dev.impact-fe.ch\/wp2\/\">Accueil<\/a><\/span><\/span>Quelle est votre situation ? Quels sont vos projets ?Que les circonstances de la vie soient choisies ou subies, bien g\u00e9rer l\u2019organisation de son patrimoine requiert g\u00e9n\u00e9ralement l\u2019int\u00e9gration et la compr\u00e9hension de plusieurs domaines d\u2019expertises, en particulier lors de changements importants, tels la prise de la retraite, la perte d\u2019un emploi, le passage \u00e0 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-1063","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vos situation en mati\u00e8re de planification patrimoniale - IMPACT FE<\/title>\n<meta name=\"description\" content=\"A chaque p\u00e9riode de la vie correspond son lot de d\u00e9cisions \u00e0 prendre. Nous vous offrons une optimisation de votre patrimoine adapt\u00e9e \u00e0 vos projets de vie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.impact-fe.ch\/wp2\/votre-situation-en-matiere-de-planification-patrimoniale-2\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vos situation en mati\u00e8re de planification patrimoniale - IMPACT FE\" \/>\n<meta property=\"og:description\" content=\"A chaque p\u00e9riode de la vie correspond son lot de d\u00e9cisions \u00e0 prendre. 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