{"id":1122,"date":"2022-04-14T12:28:56","date_gmt":"2022-04-14T10:28:56","guid":{"rendered":"https:\/\/impact-fe.ch\/?page_id=1122"},"modified":"2022-08-09T13:58:16","modified_gmt":"2022-08-09T11:58:16","slug":"etude-de-cas","status":"publish","type":"page","link":"https:\/\/dev.impact-fe.ch\/wp2\/etude-de-cas\/","title":{"rendered":"Etudes de cas"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.13.1″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Web.png” height=”370px” custom_margin=”||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.13.1″ _module_preset=”default” width=”100%” max_width=”100%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_font=”Raleway||||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”36px” background_color=”#9eada3″ width=”500px” width_tablet=”500px” width_phone=”280px” width_last_edited=”on|desktop” max_width=”500px” max_width_tablet=”500px” max_width_phone=”280px” max_width_last_edited=”on|phone” module_alignment=”right” custom_margin=”50px||||false|false” custom_padding=”20px||15px||false|false” hover_enabled=”0″ header_font_size_tablet=”24px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

\u00c9tudes De Cas<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”20px|50px|50px|50px|false|false” custom_padding_tablet=”|50px|0px|50px|false|false” custom_padding_phone=”|50px|0px|50px|false|false” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|50px||50px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”]Accueil<\/a><\/span><\/span>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”20px|50px|100px|50px|false|false” custom_padding_tablet=”||50px||false|false” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|50px||50px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” link_option_url=”#scrollretraite” border_width_all=”1px” border_color_all=”#b5aeac” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_2_font=”Raleway||||||||” header_2_text_align=”center” header_2_text_color=”#9eada3″ header_2_font_size=”30px” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Robert, 62 ans<\/h2>\n

[\/et_pb_text][et_pb_image src=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/02\/robert-64-ans-1.png” alt=”\u00e9tude de cas, planification financi\u00e8re, pr\u00e9paration \u00e0 la retraite” title_text=”\u00e9tude de cas, planification financi\u00e8re, pr\u00e9paration \u00e0 la retraite” align=”center” _builder_version=”4.13.1″ _module_preset=”default” width=”80%” width_tablet=”80%” width_phone=”100%” width_last_edited=”on|phone” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|27px|30px|27px|false|false” link_option_url=”#scrollretraite” border_width_all=”1px” border_color_all=”#b5aeac” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” custom_margin_phone=”7px|0px||0px|false|false” custom_padding=”0px||||false|false” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u00c9tat de faits<\/h2>\n

 <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.4em” header_2_font=”Raleway||||||||” header_2_text_align=”center” header_2_text_color=”#9eada3″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#3c3c3c” header_3_font_size=”20px” header_3_line_height=”1.4em” custom_margin_tablet=”” custom_margin_phone=”-20px|0px||0px|false|false” custom_margin_last_edited=”on|desktop” custom_padding=”54px||29%||false|false” custom_padding_tablet=”0px||10%||false|false” custom_padding_phone=”0px||10%||false|false” custom_padding_last_edited=”on|tablet” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

S\u00e9par\u00e9 depuis 2 ans, Robert s\u2019est trouv\u00e9 dans l\u2019obligation de consid\u00e9rer un divorce \u00e0 l\u2019\u00e2ge de la retraite, avec toutes les questions que cela soul\u00e8ve.<\/h3>\n

Doit-il continuer \u00e0 travailler ?
Quel sera l\u2019impact financier sur sa retraite ?
Comment peut-il s\u2019organiser ?<\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” background_image=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Nos-domaines-dexpertise-fond.png” custom_padding=”30px|30px|30px|30px|false|false” link_option_url=”#scrollretraite” custom_css_main_element=”background-size: 50%;||background-position: center center;” border_width_all=”1px” border_color_all=”#b5aeac” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” custom_margin_phone=”7px|0px||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Les conseils de Impact-FE<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.4em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#3c3c3c” header_3_font_size=”20px” header_3_line_height=”1.4em” custom_margin_phone=”20px|0px||0px|false|false” custom_padding=”17%||29%||false|false” custom_padding_tablet=”0%||10%||false|false” custom_padding_phone=”0%||10%||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Nous avons r\u00e9alis\u00e9 une cartographie de sa situation mat\u00e9rielle ainsi que des projections financi\u00e8res pour lui montrer quelles seraient les cons\u00e9quences de ne rien optimiser \u00e0 court, moyen et long terme. Nous lui avons montr\u00e9 quelle \u00e9tait sa marge de man\u0153uvre et donn\u00e9 des conseils pour mieux organiser cette transition.<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|20px||20px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_padding_tablet=”30px|30px|30px|30px|false|false” custom_padding_phone=”30px|0px|30px|0px|false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”background-size: 50%;||background-position: center center;” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#000000″ header_3_font_size=”30px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|desktop” header_3_font_size_tablet=”24px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Les r\u00e9sultats<\/h3>\n

 <\/p>\n

Une feuille de route optimis\u00e9e pour les \u00e9tapes du divorce, une retraite s\u00e9curis\u00e9e et d\u2019importantes \u00e9conomies fiscales.<\/p>\n

Nos honoraires repr\u00e9sentant moins de 1 % des \u00e9conomies r\u00e9alis\u00e9es, c\u2019est tout naturellement qu\u2019il nous a r\u00e9f\u00e9r\u00e9 aupr\u00e8s de son ex-conjointe, avec laquelle il est rest\u00e9 en tr\u00e8s bons termes.<\/p>\n

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Les chiffres<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|50px||50px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_css_main_element=”background-size: 50%;||background-position: center center;” box_shadow_style=”preset3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_align=”center” header_3_text_color=”#9eada3″ header_3_font_size=”24px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” ab_subject=”on” ab_subject_id=”1″ global_colors_info=”{}”]<\/p>\n

\u00c9conomie d’imp\u00f4ts<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_align=”center” header_3_text_color=”#9eada3″ header_3_font_size=”24px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” ab_subject=”on” ab_subject_id=”2″ global_colors_info=”{}”]<\/p>\n

\u00c9conomie d’imp\u00f4ts<\/h3>\n

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Pendant<\/h3>\n

[\/et_pb_text][et_pb_number_counter number=”5 ans” percent_sign=”off” _builder_version=”4.13.1″ _module_preset=”default” number_font=”Open Sans||||||||” number_text_color=”#666565″ number_font_size=”62px” number_font_size_tablet=”52px” number_font_size_phone=”42px” number_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_css_main_element=”background-size: 50%;||background-position: center center;” box_shadow_style=”preset3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_align=”center” header_3_text_color=”#9eada3″ header_3_font_size=”24px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Honoraires Impact-FE<\/h3>\n

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Pierre-Gilles, 58 ans<\/h2>\n

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\u00c9tat de faits<\/h2>\n

 <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.4em” header_2_font=”Raleway||||||||” header_2_text_align=”center” header_2_text_color=”#9eada3″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#3c3c3c” header_3_font_size=”20px” header_3_line_height=”1.4em” custom_margin_tablet=”” custom_margin_phone=”20px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”52px||29%||false|false” custom_padding_tablet=”0px||10%||false|false” custom_padding_phone=”0px||10%||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Pierre-Gilles exerce une profession lib\u00e9rale et est mari\u00e9 avec 2 enfants encore partiellement \u00e0 charge. Il vit et travaille en Suisse depuis plusieurs ann\u00e9es.<\/h3>\n

Sa plus grande angoisse : ne pas pouvoir rester en Suisse \u00e0 la retraite, il \u00e9tait m\u00eame persuad\u00e9 que cela lui serait impossible.<\/h3>\n

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Les conseils de Impact-FE<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.4em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#3c3c3c” header_3_font_size=”20px” header_3_line_height=”1.4em” custom_margin_phone=”20px||||false|false” custom_padding=”17%||29%||false|false” custom_padding_tablet=”0%||10%||false|false” custom_padding_phone=”0%||10%||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Nous avons analys\u00e9 sa situation financi\u00e8re globale et r\u00e9alis\u00e9 des projections pour mettre en \u00e9vidence ses risques et ses opportunit\u00e9s. Nous lui avons conseill\u00e9 d\u2019opter pour la rente LPP en lieu et place d\u2019une sortie en capital, contrairement aux conseils qu\u2019il avait re\u00e7us d\u2019une autre source et qui le menaient \u00e0 une banqueroute potentielle avant l\u2019atteinte de ses 80 ans.<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|20px||20px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_padding_tablet=”30px|30px|30px|30px|false|false” custom_padding_phone=”30px|0px|30px|0px|false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”background-size: 50%;||background-position: center center;” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_font_size=”30px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”24px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Les r\u00e9sultats<\/h3>\n

 <\/p>\n

Pierre-Gilles peut maintenir son domicile en Suisse pour profiter de sa famille et partir r\u00e9guli\u00e8rement en voyage. Nous avons s\u00e9curis\u00e9 100% de son train de vie \u00e0 la retraite. L\u2019\u00e9conomie fiscale cumul\u00e9e obtenue est de plus de CHF 50\u2019000.-<\/p>\n

Nos honoraires ont repr\u00e9sent\u00e9 moins de 5% des \u00e9conomies totales r\u00e9alis\u00e9es.<\/p>\n

 <\/p>\n

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Les chiffres<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|50px||50px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_css_main_element=”background-size: 50%;||background-position: center center;” box_shadow_style=”preset3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_align=”center” header_3_text_color=”#9eada3″ header_3_font_size=”24px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Mode de vie maintenu<\/h3>\n

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Retraite<\/h3>\n

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de son dernier revenu<\/h3>\n

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Jusqu’en<\/h3>\n

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\u00c9conomie d’imp\u00f4ts<\/h3>\n

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Honoraires Impact-FE<\/h3>\n

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Yasmine, 50 ans<\/h2>\n

[\/et_pb_text][et_pb_image src=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/02\/Jasmine-50-ans.png” alt=”\u00e9tude de cas, \u00e9conomies d’imp\u00f4ts, d\u00e9fiscalisation, licenciement et perte d’emploi” title_text=”\u00e9tude de cas, \u00e9conomies d’imp\u00f4ts, d\u00e9fiscalisation, licenciement et perte d’emploi” align=”center” _builder_version=”4.13.1″ _module_preset=”default” width=”80%” width_tablet=”80%” width_phone=”100%” width_last_edited=”on|phone” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” link_option_url=”#scrollretraite” border_width_all=”1px” border_color_all=”#b5aeac” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” custom_margin_phone=”7px||||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u00c9tat de faits<\/h2>\n

 <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.4em” header_2_font=”Raleway||||||||” header_2_text_align=”center” header_2_text_color=”#9eada3″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#3c3c3c” header_3_font_size=”20px” header_3_line_height=”1.4em” custom_margin_phone=”20px||||false|false” custom_padding=”51px||29%||false|false” custom_padding_tablet=”0px||10%||false|false” custom_padding_phone=”0px||10%||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Licenci\u00e9e avec une importante indemnit\u00e9 de d\u00e9part, Yasmine \u00e9tait tr\u00e8s pr\u00e9occup\u00e9e par la charge fiscale tr\u00e8s lourde qui allait la toucher (indemnit\u00e9 tax\u00e9e \u00e0 45 % dans son cas) et par l\u2019impact possible sur les d\u00e9lais de carence pour ses indemnit\u00e9s de ch\u00f4mage.<\/h3>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” background_image=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Nos-domaines-dexpertise-fond.png” custom_padding=”30px|30px|30px|30px|false|false” link_option_url=”#scrollretraite” custom_css_main_element=”background-size: 50%;||background-position: center center;” border_width_all=”1px” border_color_all=”#b5aeac” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” custom_margin_phone=”7px||||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Les conseils de Impact-FE<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.4em” header_2_font=”Raleway||||||||” header_2_text_align=”center” header_2_text_color=”#9eada3″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#3c3c3c” header_3_font_size=”20px” header_3_line_height=”1.4em” custom_margin_phone=”20px||||false|false” custom_padding=”43px||29%||false|false” custom_padding_tablet=”0px||10%||false|false” custom_padding_phone=”0px||10%||false|false” custom_padding_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”16px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Nous avons \u00e9tabli la liste des solutions qui s\u2019offraient \u00e0 elle, notamment en mati\u00e8re fiscale dans ce cas particulier et par rapport aux r\u00e8gles d\u2019accession aux prestations ch\u00f4mage.<\/h3>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|20px||20px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_padding_tablet=”30px|30px|30px|30px|false|false” custom_padding_phone=”30px|0px|30px|0px|false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”background-size: 50%;||background-position: center center;” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#000000″ header_3_font_size=”30px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”24px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Les r\u00e9sultats<\/h2>\n

 <\/p>\n

Gr\u00e2ce \u00e0 nos conseils, l\u2019indemnit\u00e9 de d\u00e9part de Yasmine a pu \u00eatre totalement d\u00e9fiscalis\u00e9e et son impact sur le d\u00e9lai de carence neutralis\u00e9. De plus, Impact-FE lui a donn\u00e9 plusieurs recommandations sur la meilleure organisation de ses comptes de libre-passage.<\/p>\n

Une simple consultation de 2 heures lui a ainsi permis d\u2019\u00e9conomiser pr\u00e8s de CHF 80 000.-<\/p>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|20px||20px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_padding_tablet=”30px|30px|30px|30px|false|false” custom_padding_phone=”0px||0px||false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”background-size: 50%;||background-position: center center;” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_color=”#000000″ header_3_font_size=”30px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”24px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Les chiffres<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|50px||50px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_css_main_element=”background-size: 50%;||background-position: center center;” box_shadow_style=”preset3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_align=”center” header_3_text_color=”#9eada3″ header_3_font_size=”24px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Consultation<\/h3>\n

[\/et_pb_text][et_pb_number_counter number=”2h” percent_sign=”off” _builder_version=”4.13.1″ _module_preset=”default” number_font=”Open Sans||||||||” number_text_color=”#666565″ number_font_size=”62px” number_font_size_tablet=”52px” number_font_size_phone=”42px” number_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”30px|30px|30px|30px|false|false” custom_css_main_element=”background-size: 50%;||background-position: center center;” box_shadow_style=”preset3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”24px” text_line_height=”1.3em” header_2_font=”Raleway||||||||” header_2_text_color=”#000000″ header_2_font_size=”30px” header_3_font=”Raleway||||||||” header_3_text_align=”center” header_3_text_color=”#9eada3″ header_3_font_size=”24px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”18px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

\u00c9conomie<\/h3>\n

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Honoraires Impact-FE<\/h3>\n

[\/et_pb_text][et_pb_number_counter number=”1″ _builder_version=”4.13.1″ _module_preset=”default” number_font=”Open Sans||||||||” number_text_color=”#666565″ number_font_size=”62px” number_font_size_tablet=”52px” number_font_size_phone=”42px” number_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ _module_preset=”default” custom_padding=”0px|50px|100px|50px|false|false” custom_padding_tablet=”||50px||false|false” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|tablet” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_margin=”0px||||false|false” custom_padding=”0px|50px||50px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#817e7c” divider_weight=”1px” _builder_version=”4.13.1″ _module_preset=”default” module_alignment=”center” custom_margin=”50px||||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_font_size_tablet=”18px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Remarque – afin de garantir l\u2019anonymat de nos clients nous avons modifi\u00e9 volontairement leur photo, pr\u00e9nom et \u00e2ge.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.13.1″ custom_margin=”0px||||false|false” custom_padding=”0px|50px|0px|50px|false|false” global_module=”1172″ global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”1170px” max_width=”100%” custom_padding=”|50px|100px|50px|false|false” custom_padding_tablet=”|0px|50px|0px|false|false” custom_padding_phone=”|0px|0px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” header_2_font=”Raleway|700|||||||” header_2_text_color=”#9eada3″ header_2_font_size=”30px” header_3_font=”Raleway|700|||||||” header_3_text_color=”#9eada3″ header_3_font_size=”30px” header_2_font_size_tablet=”24px” header_2_font_size_phone=”18px” header_2_font_size_last_edited=”on|phone” header_3_text_align_tablet=”” header_3_text_align_phone=”center” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”24px” header_3_font_size_phone=”18px” header_3_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n

Nos clients t\u00e9moignent<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ _module_preset=”default” width=”1170px” max_width=”100%” custom_padding=”|50px|150px|50px|false|false” custom_padding_tablet=”|0px|100px|0px|false|false” custom_padding_phone=”|0px|0px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_video src=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2021\/09\/IMPACT-__-ITW-__-Pedro-Simko-__.mp4″ image_src=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Accompagnement-de-conseil-a\u0300-long-terme.png” _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_orientation=”center” text_font_size_tablet=”18px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Accompagnement \u00e0 long terme<\/p>\n

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Optimisation fiscale et pr\u00e9paration \u00e0 la retraite<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_video src=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2021\/09\/Te\u0301moignage-Cliente.mov” image_src=”https:\/\/dev.impact-fe.ch\/wp2\/wp-content\/uploads\/2022\/04\/Transition-de-carrie\u0300re-et-retraite.png” _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#3c3c3c” text_font_size=”20px” text_orientation=”center” text_font_size_tablet=”18px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Transition de carri\u00e8re et retraite<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.13.1″ background_color=”#9eada3″ custom_margin=”0px||0px||false|false” custom_padding=”0px|50px|0px|50px|false|false” custom_padding_tablet=”0px|50px|0px|50px|false|false” custom_padding_phone=”0px||||false|false” global_module=”1279″ global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.13.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”1170px” max_width=”100%” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_text _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#FFFFFF” text_font_size=”26px” text_orientation=”center” custom_padding=”25px||25px||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||0px||false|false” custom_padding_last_edited=”on|phone” text_font_size_tablet=”24px” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Entretien d\u00e9couverte offert & sans engagement<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”” content_phone=”<\/p>\n

%22telephone-impact-fe%22 +41(0)22 552 05 02<\/p>\n

” content_last_edited=”on|phone” _builder_version=”4.13.1″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”24px” text_line_height=”3em” text_orientation=”center” custom_padding_tablet=”” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” link_option_url=”tel:+41(0)22%20552 05 02″ text_font_size_tablet=”18px” text_font_size_phone=”18px” text_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

\"telephone-impact-fe\"\u00a0+41(0)22 552 05 02<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.13.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”btnHrefC” _builder_version=”4.13.1″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#FFFFFF” text_font_size=”25px” background_color=”#5f8c2a” text_orientation=”center” width=”300px” max_width=”300px” module_alignment=”center” custom_padding=”25px|50px|25px|50px|false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEyMzUifX0=@” text_font_size_tablet=”18px” text_font_size_phone=”18px” text_font_size_last_edited=”on|desktop” border_radii=”on|30px|30px|30px|30px” box_shadow_style=”preset3″ global_colors_info=”{}”]<\/p>\n

Nous contacter<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00c9tudes De CasAccueil<\/a><\/span><\/span>Robert, 62 ans\u00c9tat de faits  S\u00e9par\u00e9 depuis 2 ans, Robert s\u2019est trouv\u00e9 dans l\u2019obligation de consid\u00e9rer un divorce \u00e0 l\u2019\u00e2ge de la retraite, avec toutes les questions que cela soul\u00e8ve. Doit-il continuer \u00e0 travailler ?Quel sera l\u2019impact financier sur sa retraite ?Comment peut-il s\u2019organiser ?Les conseils de Impact-FENous avons r\u00e9alis\u00e9 une cartographie de […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-1122","page","type-page","status-publish","hentry"],"yoast_head":"\nEtudes de cas - IMPACT FE<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez nos \u00e9tudes de cas - une approche personnalis\u00e9e pour des solutions d'optimisation de votre patrimoine les plus adapt\u00e9es \u00e0 votre situation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.impact-fe.ch\/wp2\/etude-de-cas\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Etudes de cas - 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